Boat cruising through the water.

Recreational Loans


Motorcycles

  • Flexible Rates & terms options.
  • Get Pre-approved now.
  • Our motorcycle loans make it easy to get the bike you've always wanted. 

4-Wheelers & ATVs

  • Flexible Rates & terms options.
  • 4-Wheelers, ATVs, Side by Sides, and Scooters. 
  • Loans for all of your off-road fun! 

Boats & Small watercraft

  • Boats, Wave runners, Jet Skis and more.
  • Get Pre-approved.
  • Flexible rates & term options to get on the water faster! 

Motorhomes, Travel Trailers & Campers

  • Flexible Rates & terms options.
  • Get Pre-approved before you visit the dealership.
  • Loans to fit any needs so you can head off into the sunset!

Current DRIVER'S LICENSE / IDENTIFICATION REQUIRED for application process. 

Apply Now


*You must be at least 18 years of age or older to apply for a loan.


View Your Credit Report and Score for Free with SavvyMoney!

The first step to financial fitness is knowing where to start. View your Credit Score for free with SavvyMoney, inside the MCECU mobile app.

The front of a car.Best In-Market Auto Loans Available!

 
Rates as low as: 
4.99% APR*  60 Months
5.49% APR*  72 Months
6.29% APR*  84 Months
 
 
A dog sits on a beach chair wearing sunglasses on the beach.

Special Vacation Loan  

$500 or $1,000 options. No credit check for approval if applicant meets all minimum requirements as set forth by MCECU. Loan application must be submitted electronically. Restrictions apply.
Offer ends JUNE 30, 2025. 
A photo of a Livingroom.

Find a home, and make it yours.