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Rates

We have low minimum deposit on all our CDs, and IRAs. Competitive rates on all of our Loans. Tiered Interest paid on all Shares.

Please check our rates below to compare.  Apply for a loan here!

Account Type
Min. Balance
APR*
Regular Share Savings 4
$5 minimum
.10 - .30%
Special Share Savings 4
No minimum
.10 - .30%
Christmas Club 4
 
No minimum
.10 - .30%
Money Market
$1,000
0.50%APY
Accumulative IRA
No minimum
1.26%APY
Share Draft/Checking
No minimum
.20%
Certificates - Share Term and IRA
APR
APY3
6 Months - Minimum deposit $1000
1.55%
1.56%
12 Months - Minimum deposit $1000
1.90%
1.91%
24 Months - Minimum deposit $1000
2.15%
2.17%
30 Months - Minimum deposit $1000
2.25%
2.27%
36 Months -Minimum deposit $1000
2.40%
2.42%
42 Months - Minimum deposit $1000
2.50%
2.52%
Loan Type
APR1
New Auto
2.49%
Used Auto
2.49%
Signature
7.00%
Shared-Secured
2% over dividend rate earned on shares
(variable)
VISA Platinum New FIXED RATE
11.50%
Motor Home NEW
2.49%
Motor Home USED
2.49%
Travel Trailer NEW
2.49%
Travel Trailer USED
2.49%
Airplane New
3.49%
Airplane Used
3.49%
Motorcycle NEW
3.49%
Motorcycle USED
3.49%
Boat NEW
3.49%
Boat USED
3.49%
Farm Equipment NEW
2.00% Over Index Rates
Farm Equipment USED
2.00% Over Index Rates
Share Term Certificate Secured
2.00%  Over dividend rate earned on certificate
Real Estate Loans
APR2
Home Equity (LOC-15yrs) 80%
5.00%
Home Equity (LOC-15yrs) 90%
6.00%
1st Mortgage 15 year balloon (30 year term)
3.75%
1st Mortgage 10 year balloon (30 year term)
3.75%
1st Mortgage (15yrs)
3.75%
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