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Auto Loans

Memphis City Employees Credit Union makes it easy to purchase a new car or refinance your existing car. With competitive rates and flexible payment options, we can tailor your loan to meet your individual needs.

Get The Rate. Get The Buying Power.

We know that making sure you get the best deal when buying a car is important to you. With the help of our Auto Loan program, you can secure your auto financing needs before you even start shopping. Whether you are buying a new or used vehicle, refinancing or purchasing a lease buyout, our Loan program can meet your needs.

Our Auto Loan program offers:

  1. Competitive low Fixed Rates
  2. Extended Repayment Terms
  3. 100% Financing on both new and used autos
  4. Dedicated Member Service Representatives
  5. No Application Fees
  6. Affordable payment protection
  7. GAP at $349

Apply using your mobile device, online or call: 901.321.1200! 

Whether you're applying for a new loan or refinancing an existing loan from another financial institution, we offer great low rates and flexible payment options.

Mobile and Online Application

  • It's Fast, free and simple - you're not committed to anything unless you accept our offer.
  • Lock your rate - once your loan is approved you rate is locked for 30 days.
  • Convenient - apply 24-Hours a day 7 days a week.

Application Process

  • Submit - complete the application and submit it for processing.
  • Receive a call - one of our loan specialists will contact you.
  • Close - We offer DOCUSIGN for a secure digital closing or schedule a convenient time and location to close your loan.

*You must be at least 18 years of age or older to apply for a loan.

Car Shopping?

Search, Compare and Save! 
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How Much is My Car Worth?

Auto Values, find the current fair market prices.
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Kick back and relax with a MCECU vacation loan!