Auto Loans

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Auto Loans

Memphis City Employees Credit Union makes it easy to purchase a new car or refinance your existing car. With competitive rates and flexible payment options, we can tailor your loan to meet your individual needs.

Get The Rate. Get The Buying Power.

We know that making sure you get the best deal when buying a car is important to you. With the help of our Auto Loan program, you can secure your auto financing needs before you even start shopping. Whether you are buying a new or used vehicle, refinancing or purchasing a lease buyout, our Loan program can meet your needs.

Our Auto Loan program offers:

  1. Competitive low Fixed Rates
  2. Extended Repayment Terms
  3. 100% Financing on both new and used autos
  4. Dedicated Member Service Representatives
  5. No Application Fees
  6. Affordable payment protection
  7. GAP at $349

We Make It Simple

Step 1: Get pre-approved

Step 2: Select your vehicle

Step 3: Contact your loan counselor/specialist

Step 4: Drive away happy!


Apply online or call our Express Loan Line at 901.321.1200 today! 


Whether you're applying for a new loan or refinancing an existing loan from another financial institution, we offer great low rates and flexible payment options.

Online Application

  • It's fast, free and simple - you're not committed to anything unless you accept our offer.
  • Lock your rate - once your loan is approved you rate is locked for 30 days.
  • Convenient - apply from the comfort of your own home 24-Hours a day 7 days a week.

Application Process

  • Submit - complete the application and submit it for processing.
  • Receive a call - one of our loan specialists will contact you.
  • Close - schedule a convenient time and location to close your loan.

Click here to learn more about a Free Credit Report 

*You must be at least 18 years of age or older to apply for a loan.

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A world of opportunities awaits.