The rear of a sports car.

Extended Auto Promotion!

4.99% APR1  60 Months
5.49% APR1  72 Months
6.29% APR1  84 Months

1 APR = Annual Percentage Rate.
4.99% APR lowest rate 60 months, 5.49% APR lowest rate 72 months, 
6.29% APR lowest rate 84 months. Loans are subject to credit approval. 
Other restrictions apply. Offer expires September 30, 2024.
 
Enroll in SavvyMoney Credit Score in online and mobile banking to see your free credit score!
 

SavvyMoney Free Credit Score!


SavvyMoney gives you the power to view your

FREE credit report! Receive credit advice,

recommendations, and achieve your goals!


SavvyMoney is free in your Online and Mobile banking!


A small tree with money bags hanging from it and a stack of coins.

Check out our CD Rates!

6   Months - 4.58% APY*

12 Months - 4.84% APY*



Minimum balance to open $1000.  *APY = Annual Percentage Yield. 

Rates, terms, penalties, and conditions may apply. Rates are subject to change without notice.

60-day penalty for early withdrawal. 


SINCE 1959

We Are People Helping People

A platinum Mastercard.

Mastercard Platinum Rewards Card

EARN REWARDS for each dollar spent!
Contactless Feature
No Annual Fee
Mastercard ID Theft Protection – Free to you!
Mastercard Shop Local Rewards Program

Don't have our card? APPly NOW

Become a Member

Joining your credit union only takes a few minutes!

Here's what you'll need to get started: 
Your SSN
Your Driver's License or State ID
Your Contact information 

Do you already have a MCECU login?

Log in and choose the Quick Apply Tab for a faster experience. We can prefill part of the application and provide access to your MCECU accounts.

 YES              NO   

A picture of the MCECU self-register page.

New To Online Banking?

You can register for online banking yourself! Manage your MCECU accounts simply and securely. And, it takes only a few minutes to register. 

REGISTER 

A toy frog in a shred bin.

Free Shred for Safety Day!

Bring your old statements, tax returns, bills, or any paperwork with sensitive personal information and we'll shred them onsite.
 
Limit of five (5) file boxes or three (3) trash bags per vehicle. FREE to MCECU members.               
No reservation is required.
 
Date: Thursday, October 17, 2024
Time: 9:00 a.m.- 12:30 p.m.
Location: Mt. Moriah Branch- 2678 Mt. Moriah                               Terrace Cv., Memphis, TN, 38115

A man writes in a journal on his desk.

Planning for retirement has never been easier.