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Start Your New Year off right!

Open a Certificate of Deposit today.

6 Month Term   - 3.00% APR*, 3.03% APY**
12 Month Term - 3.10% APR*, 3.14% APY**
24 Month Term - 2.50% APR*, 2.52% APY**
36 Month Term - 2.30% APR*, 2.32% APY**

Minimum $1000. *APR = Annual Percentage Rate. **APY = Annual Percentage Yield. Rates effective January 23, 2023.
Please contact us for details on the rates, terms, penalties, and conditions that may apply. Rates subject to change without notice.

SEE MORE RATES
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Joining your credit union is easy!


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Earn 5% cash back when you shop local*
Just use your Mastercard® at participating local shops and restaurants.
For more information, visit local.mastercard.com. *Terms and conditions apply.

SINCE 1959

We Are People Helping People

A platinum Mastercard.

Mastercard Platinum Rewards Card

EARN REWARDS for each dollar spent!
Contactless Feature
No Annual Fee
Mastercard ID Theft Protection – Free to you!

Don't have our card? APPly NOW

Become a Member

Joining your credit union only takes a few minutes!

Here's what you'll need to get started: 
Your SSN
Your Driver's License or State ID
Your Contact information 

Do you already have a MCECU login?

Log in and choose the Quick Apply Tab for a faster experience. We can prefill part of the application and provide access to your MCECU accounts.

 YES              NO   

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New To Online Banking?

You can register for online banking yourself! Manage your MCECU accounts simply and securely. And, it takes only a few minutes to register. 


We are hiring.

Join Our Team!  

We have Part-time Teller positions available! We are seeking APPLICANTS for Part-time Teller positions. Cash handling experience required. Credit Union or banking experience a plus. High School diploma or equivalent required. Basic computer skills required as well as a good aptitude for math. Must be willing to learn and display a good working knowledge of financial products and services. Strong interpersonal skills and a willingness to always create a positive member service experience required. Very Competitive Pay. Email your resume to: APPLICATIONS@MEMPHISCU.ORG

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Planning for retirement has never been easier.