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Start Your New Year off right! 

Open a Certificate of Deposit today.

6   Month Term - 3.00% APR*, 3.03% APY**
12 Month Term - 3.10% APR*, 3.14% APY**
24 Month Term - 2.50% APR*, 2.52% APY**
36 Month Term - 2.30% APR*, 2.32% APY**

Minimum $1000. *APR = Annual Percentage Rate. **APY = Annual Percentage Yield. Rates effective January 23, 2023. 
Please contact us for details on the rates, terms, penalties, and conditions that may apply. Rates subject to change without notice.
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Joining your credit union is easy!

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Set up Text Alerts on your Debit Card!

It's easy. In your mobile and online settings, select Alerts. 
For more information call 901-321-1200, CHAT with us during normal business hours or,
Watch our instructional video. 

SINCE 1959

We Are People Helping People

A platinum Mastercard.

Mastercard Platinum Rewards Card

EARN REWARDS for each dollar spent!
Contactless Feature
No Annual Fee
Mastercard ID Theft Protection – Free to you!

Don't have our card? APPly NOW

Become a Member

Joining your credit union only takes a few minutes!

Here's what you'll need to get started: 
Your SSN
Your Driver's License or State ID
Your Contact information 

Do you already have a MCECU login?

Log in and choose the Quick Apply Tab for a faster experience. We can prefill part of the application and provide access to your MCECU accounts.

 YES              NO   

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New To Online Banking?

You can register for online banking yourself! Manage your MCECU accounts simply and securely. And, it takes only a few minutes to register. 

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MCECU 2023 Credit Union Annual Meeting

DATE: Wednesday, February 1, 2023
TIME: 1:00 P.M.
PLACE: MCECU Administration Building
2686 Mt Moriah Terrace Memphis, TN 38115

Your credit union membership gives you the privilege of participating in the Annual Board of Directors Election. See our News and Alerts Page for more information. 

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Planning for retirement has never been easier.