Memphis City buildings at night, near the Mississippi River.

Welcome to the Memphis City Employees Credit Union. 

Check out our variety of banking tools and services that will take your banking experience to the next level! 
A man's hands behind the wheel of a moving vehicle in a country road.

Americans spend, on average, 300 hours a year driving!

Drive into your next car loan with MCECU! We have great rates on auto loans! apply today
The Memphis City Bridge at night.
 

Open a Share/Savings Account

At MCECU we pay you dividends on your account no matter what the balance is!

SINCE 1959

We Are People Helping People

We pride ourselves on offering the best possible rates and services to our member-owners. Our members are our credit union family and we promise each member personalized service and individualized financial attention. Become a member today

A man and a woman stare at the dream house while hugging.

Visit Our Mortgage Center 

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An elderly man and woman dance together in their kitchen.

Learn about Individual Retirement Accounts (IRA)

Learn More

A hexagon with the words: '2019 Top 200 Healthiest Credit Unions' written on it.
We are one of the best!
We are so proud to announce that we have earned a position in the top 200 healthiest credit unions!
A man writes in a journal on his desk.
 

Planning for retirement has never been easier.