The Memphis bridge during sunset.

The Safety of our community and our employees is our highest priority. Some of our branches are now open inside, with social distancing measures in place. ATMs are available 24 hours a day with free access at all CO-OP ATMs. For non-cash transactions, you can access all of your accounts using our Online Services and mobile banking services without leaving the comfort of your home. ****Please be aware of scams and phishing attempts, especially during this time.****

Transfer blocks.




























Transfer a Balance from Another Credit Card to your MCECU Platinum Rewards Card!

It's easy! Just watch the video below!
A car parked with a sunset behind.

We have New and Used

Car Rates* as low as:

1.99% up to 60 months

2.29% up to 72 months

*Loan rates vary - determined by each individual's credit history.
All loans are subject to credit approval. MCECU refinances do not apply. Restrictions may apply.   
Get pre-approved for an auto loan today!
SINCE 1959

We Are People Helping People

A platinum Mastercard.

Mastercard Platinum Rewards Card

EARN REWARDS for each dollar spent!
Contactless Feature
No Annual Fee
Mastercard ID Theft Protection – Free to you!
Don't have our card? APPly NOW

Transfer Your Credit Card Balances to Your MCECU Mastercard!

And, receive 0% intro APR for 12 months! No transfer fee. Minimum transfer amount of $50.00. Visit the link below for details! 

Balance Transfer Offer

A picture of the MCECU self-register page. New to Online Banking?
You can now register for online banking yourself! Manage your MCECU accounts simply and securely. And, it takes only a few minutes to register.

How To Access Your 2020 Tax Statements

Are you looking for your 2020 tax statements? This video will show you how to access them easily within your mobile and online banking. 

If you are not enrolled to receive electronic statements, this would be a great time to sign up! If you have any questions or need assistance, please call our Member Service Center at 901-321-1200 or our toll-free number 1 (877)-825-3180. 

A man writes in a journal on his desk.

Planning for retirement has never been easier.