A Camaro car parked sideways angle.

New and Used Auto Loans are our specialty!
We have rates as LOW as: 

3.49% APR1 60 months

3.99% APR1 72 months

1APR = Annual Percentage Rate. 3.49% APR is the lowest rate available for 60 months.
3.99% APR is the lowest rate available for 72 months. All loans are subject to credit approval. Other restrictions apply.
Get pre-approved for an auto loan today!
A man and a child ride on a Jet Ski.

 
 
 
 
 
 
 
 
Let us Finance Your Fun in the Sun!

The Memphis bridge during sunset.

 

Joining your credit union only takes a few minutes!

See details below.

SINCE 1959

We Are People Helping People

A platinum Mastercard.

Mastercard Platinum Rewards Card

EARN REWARDS for each dollar spent!
Contactless Feature
No Annual Fee
Mastercard ID Theft Protection – Free to you!

Don't have our card? APPly NOW

Wood tiles with the words: Become A MemberJoining your credit union only takes a few minutes!

Here's what you'll need to get started: 
Your SSN
Your Driver's License or State ID
Your Contact information 

Do you already have a MCECU login?

Log in and choose the Quick Apply Tab for a faster experience. We can prefill part of the application and provide access to your MCECU accounts.

 YES              NO   

A picture of the MCECU self-register page.

New To Online Banking?

You can register for online banking yourself! Manage your MCECU accounts simply and securely. And, it takes only a few minutes to register. 

Lady checks cellphone.

Your Mobile Banking Experience is about to be even better!

Yes, Your Mobile App is getting an upgrade! Questions, use our online chat, or call or text us at 901-321-1200. 

A man writes in a journal on his desk.

Planning for retirement has never been easier.