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Start Your New Year off right!

Open a Certificate of Deposit today.

6 Month Term   - 3.00% APR*, 3.03% APY**
12 Month Term - 3.10% APR*, 3.14% APY**
24 Month Term - 2.50% APR*, 2.52% APY**
36 Month Term - 2.30% APR*, 2.32% APY**

Minimum $1000. *APR = Annual Percentage Rate. **APY = Annual Percentage Yield. Rates effective January 23, 2023.
Please contact us for details on the rates, terms, penalties, and conditions that may apply. Rates subject to change without notice.

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Joining your credit union is easy!

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Earn 5% cash back when you shop local*

Just use your Mastercard® at participating local shops and restaurants.
For more information, visit local.mastercard.com. *Terms and conditions apply.

SINCE 1959

We Are People Helping People

A platinum Mastercard.

Mastercard Platinum Rewards Card

EARN REWARDS for each dollar spent!
Contactless Feature
No Annual Fee
Mastercard ID Theft Protection – Free to you!

Don't have our card? APPly NOW

Become a Member

Joining your credit union only takes a few minutes!

Here's what you'll need to get started: 
Your SSN
Your Driver's License or State ID
Your Contact information 

Do you already have a MCECU login?

Log in and choose the Quick Apply Tab for a faster experience. We can prefill part of the application and provide access to your MCECU accounts.

 YES              NO   

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New To Online Banking?

You can register for online banking yourself! Manage your MCECU accounts simply and securely. And, it takes only a few minutes to register. 

We are hiring.

Join Our Team!  

We have Part-time Teller positions available! We are seeking APPLICANTS for Part-time Teller positions. Cash handling experience required. Credit Union or banking experience a plus. High School diploma or equivalent required. Basic computer skills required as well as a good aptitude for math. Must be willing to learn and display a good working knowledge of financial products and services. Strong interpersonal skills and a willingness to always create a positive member service experience required. Very Competitive Pay. Email your resume to: APPLICATIONS@MEMPHISCU.ORG

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Planning for retirement has never been easier.