A car parked with the lights on.

Check out our low car rates!

5.99% APR1  60 Months
6.49% APR1  72 Months
7.29% APR1  84 Months

1 APR = Annual Percentage Rate.
5.99% APR lowest rate 60 months, 6.49% APR lowest rate 72 months, 
7.29% APR lowest rate 84 months. Loans are subject to credit approval. 
Other restrictions apply. 
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"Freedom from Fraud" Seminar


July 1st, 5:30-7 PM at our Mt. Moriah Branch


For more details and to register, call 901-321-1200!

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Check out our CD Rates!

6   Months - 4.58% APY*

12 Months - 4.84% APY*

Minimum balance to open $1000.  *APY = Annual Percentage Yield. 

Rates, terms, penalties, and conditions may apply. Rates are subject to change without notice.

60-day penalty for early withdrawal. 

SINCE 1959

We Are People Helping People

A platinum Mastercard.

Mastercard Platinum Rewards Card

EARN REWARDS for each dollar spent!
Contactless Feature
No Annual Fee
Mastercard ID Theft Protection – Free to you!

Don't have our card? APPly NOW

Become a Member

Joining your credit union only takes a few minutes!

Here's what you'll need to get started: 
Your SSN
Your Driver's License or State ID
Your Contact information 

Do you already have a MCECU login?

Log in and choose the Quick Apply Tab for a faster experience. We can prefill part of the application and provide access to your MCECU accounts.

 YES              NO   

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New To Online Banking?

You can register for online banking yourself! Manage your MCECU accounts simply and securely. And, it takes only a few minutes to register. 


How To Update Your Contact Information 

It's a New Year and a great time to make sure your information is up-to-date. See this video for details.
A man writes in a journal on his desk.

Planning for retirement has never been easier.