The Memphis bridge during sunset.

The rear of a Dodge Challenger.


























Summer Promotional Rates as LOW as:

1.79% APR1 60 months

1.99% APR1 72 months

1APR = Annual Percentage Rate. 1.79% APR is the lowest rate available for 60 months. 1.99% APR is the lowest rate available for 72 months. All loans are subject to credit approval. Other restrictions apply. Offer expires September 1, 2021.
Get pre-approved for an auto loan today!
Two men ride ATVs during sunset.

Off-Roading Fun!

With promotional rates as low as 2.79% APR for up to 60 months, now might be the time to finance that new 4-Wheeler or ATV you’ve been dreaming about!
All loans are subject to credit approval. Restrictions may apply. Offer expires September 1, 2021.
Get pre-approved for an ATV loan today!
SINCE 1959

We Are People Helping People

A platinum Mastercard.

Mastercard Platinum Rewards Card

EARN REWARDS for each dollar spent!
Contactless Feature
No Annual Fee
Mastercard ID Theft Protection – Free to you!
Don't have our card? APPly NOW
We are hiring.
We have Teller Positions available!      We are seeking applicants for Full and Part-time Teller and Call Center positions. Cash handling experience required. Credit Union or banking experience a plus. High School diploma or equivalent required. Basic computer skills required as well as a good aptitude for math. Must be willing to learn and display a good working knowledge of financial products and services. Strong interpersonal skills and a willingness to always create a positive member service experience required. Very Competitive Pay.
A picture of the MCECU self-register page. New to Online Banking?
You can register for online banking yourself! Manage your MCECU accounts simply and securely. And, it takes only a few minutes to register.
A man sits on a motorcycle on a road during sunset.Love to Ride?
Now thru September 1, 2021, we have loan rates as low as 2.79% APR* for 60 months, 3.49% APR for 72 months and 3.99% APR for 84 months.

Our motorcycle loans make it easy to get the bike you’ve always wanted. Finance with us and put your helmet on and get ready to hit the open road.

*Annual Percentage Rate. Loan rates vary – depending upon individual’s credit score and term. All loans are subject to credit approval. MCECU refinances do not apply. Restrictions may apply.  

A man writes in a journal on his desk.

Planning for retirement has never been easier.