ATM & Debit Card

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ATM & Debit Card


Debit Cards

A MCECU Debit Card is like having an ATM card and checkbook rolled into one! Use your Debit Card to make purchases, get cash back with point-of-sale transactions - even withdraw cash from ATM machines. Thanks to the VISA symbol, your MCECU Debit Card is accepted at millions of locations that don't accept ATM cards or checks.


ATM Cards

No cash in your pocket? No worries! With an ATM Card you can access your savings account at an Automated Teller Machine (ATM).


ATM Network

MCECU is part of the COOP NETWORK, so you can use your MCECU Debit, ATM or MCECU VISA credit card surcharge-free at affiliated ATMs. Find a free ATM near you at Co-Op application. For your convenience, we also own several ATMs around Memphis, Tennessee:

  • Downtown (City Hall) – 125 N Main Street, Memphis, TN 38103
  • Midtown – 2608 Avery Avenue, Memphis, TN 38112
  • Whitehaven – 4135 Elvis Presley Blvd, Memphis, TN 38116
  • East – 2678 Mt Moriah Terrace Cove, Memphis, TN 38115
  • 1-40 – and Whitten – 1900 Whitten Rd, Ste. 102, Memphis, TN 38133
  • Bartlett – 5705 Stage Road, Suite 102, Bartlett, TN 38134
  • Millington – Highway 51


Lost or Stolen Debit/ATM Cards

For lost or stolen ATM/Debit cards, please call 1-888-918-7879, or contact Member Services at 901-321-1200 or toll-free 877-825-3180


Damaged Debit/ATM Cards

If your card is damaged or demagnetized, please contact Member Solutions at 901-321-1200 or toll-free 877-825-3180.


Changing Your Personal Identification Number (PIN)

Through PIN NOW You can activate your card or select your own PIN by calling 1-866-985-2273 just follow the prompts. Your phone number must be correct with the Memphis City Employees Credit Union, or the system will direct you to contact us.

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Access Visa Online

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Co-Op Network

Find  over 30,0000 FREE ATMs 
all over the US
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