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Personal Loans


We realize that sometimes you made need to borrow money for personal reasons. For this reason, Memphis City Employees Credit Union has unsecured loans, also known as Signature loans. MCECU Signature loans can cover a broad range of needs, from debt consolidation to medical needs to any other reason you may need. Convenient terms and debt protection options available.

Current DRIVER'S LICENSE / IDENTIFICATION REQUIRED for application process. 

Click here to apply for a signature loan.

*You must be at least 18 years of age or older to apply for a loan.

 

View Your Credit Report and Score for Free with SavvyMoney!

The first step to financial fitness is knowing where to start. View your Credit Score for free with SavvyMoney, inside the MCECU mobile app.

The front of a car.Best In-Market Auto Loans Available!

 
Rates as low as: 
4.99% APR*  60 Months
5.49% APR*  72 Months
6.29% APR*  84 Months
 
 
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Special Vacation Loan  

$500 or $1,000 options. No credit check for approval if applicant meets all minimum requirements as set forth by MCECU. Loan application must be submitted electronically. Restrictions apply.
Offer ends JUNE 30, 2025. 
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