Courtesy Pay/Overdraft Protection

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Courtesy Pay/Overdraft Protection


We all make mistakes.

With CourtesyPay qualified* members can save money and avoid the embarrassment of returned checks, declined debit card purchases, and electronic funds transfers. CourtesyPay offers:

  • Protection from merchant returned check charges
  • Protection from late fees associated with late payments on monthly bills
  • Protection of your good credit and name

Ask a Member Service Representative for more information.

*Must be at least 18 years old and not past due on any Credit Union obligation. New Checking accounts opened 60 days or more may have a $500 Courtesy Pay limit including fees. Eligibility is at the discretion of the Credit Union. A request to “Opt-In” for Courtesy Pay will be required for Point of Sale (POS) or ATM debits. A $20 fee may be charged per Courtesy Pay occurrence. There is no limit to the total fees that can be charged per account. Repayment of overdraft balance and fees are payable upon demand. If payment is not made within 30 days, Courtesy Pay will be suspended. The fee may be imposed for overdrafts created by checks, ATM withdrawals, Debit card transactions or by other electronic means, as applicable.

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