MEMBERS ONLY

Relationship is valuable at MCECU!

Check out our NEW no-credit check Express Loan! *

Loan Details

Important Qualifications

• $20 application fee- must be available in account at time application is processed.
• Membership with MCECU of 1 year or more is required.
• ACH Direct Deposit from one qualifying source totaling $500.01 or more, for more than 6 consecutive months is required.
• Account cannot be in the negative at time application is processed.
• Member must not be in bankruptcy.
• Member must not be delinquent on any MCECU loans at time application is processed.
• MCECU Mastercard cannot be delinquent or overlimit at the time application is processed.
• Member must not have any charged off accounts with MCECU.
• Source of income cannot be unemployment benefits, deposits from person-to-person transfers (such as Venmo, Cash App, PayPal to name a few), external transfers, or tax refunds. Other deposit restrictions may apply.
• May not have a repossession on MCECU's repo lot.
• May not have an existing RBO loan.

*Applicant must meet all minimum requirements as set forth by MCECU. Other restrictions may apply.

IMPORTANT: Members only may apply for this loan. Apply in branch, by phone, or login to Digital Banking and apply through the "QuickApply" widget.