Mortgage & HELOC

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Mortgage & HELOC

Let's face it, buying a home is complicated, whether you're buying, refinancing, drawing from your equity or investing in rental property.  Here at Memphis City Employees Credit Union you will be working with mortgage professionals that have your best interest at heart in customizing a budget-friendly mortgage solution for you our member.

Purchase Loan

  • Conventional
  • FHA
  • VA
  • USDA
  • Jumbo Loans
  • As little as 3% down


  • Private Mortgage Insurance not required

First Time Home Buyers Programs

  • Down payment assistance available

Home Equity Line of Credits

  • Quick Cash
  • Closing Costs paid by Credit Union

Fixed Second Mortgages

  • 15 year term available
  • Low Closing Costs

Vacation/Second Home or Investment Loans

  • Available in most states

Contact us today to learn more about purchasing or refinancing a home.

Start your mortgage loan application process.

NMLS# ID 712315

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Apply for a loan from the comfort of home.