A picture of the MCECU Mastercard.

Mastercard® Platinum Rewards Card

Enjoy a world of difference with a credit card from Memphis City Employees Credit Union. Our Mastercard® Platinum Rewards Card is designed with your best interests in mind so you can buy what you want without worrying about the fine print.

Benefits at-a-glance:

  • Worldwide acceptance at over 52 million places.
  • No annual Fee.
  • Liability protection for unauthorized purchases(1).
  • Chip Technology.
  • Contactless Technology.
  • Mastercard ID Theft Protection.
  • Minimum payment of 2% or $20 whichever is greater.
  • 25-day grace period on purchases.
  • Access to cash at over 100,000 ATMs worldwide.
  • Convenient viewing online account activity and balances.
  • Earn Rewards.
1. Certain restrictions apply. See www.mastercard.us/zero-liabIlity for details.  
Apply for your Credit Card today!

Earn Reward Points on Every Purchase! 

A man laughs while holding a credit card.  
Do you like getting rewards? Of course, who doesn't? With CU Rewards, you can earn reward points every time you use your credit card. It's that simple. For every dollar you spend, you earn a point. If you earn enough points, you can redeem them for rewards like gift cards, merchandise, travel, and much more! Start getting rewards for using your card now.


The CU Rewards Logo.

See where your Rewards can take you!  

  • Earn 1 point for every dollar you spend
  • Transaction history online – view and track how your rewards are earned based on each transaction
  • Points earned expire after 60 months 

Go on, Reward Yourself - You've Earned It!

  • Cash Back
  • Statement Credit 
  • Merchandise:
    • You can select from thousands of items, just like shopping online, thru our loyalty website
  • Travel options available in the program:
    • Air
    • Hotel
    • Cruise
    • Rental Car
  • Gift Cards: Thousands of gift cards included in the Rewards catalog ranging in denominations of $25 - $500
View more information (PDF 2.39 MB)

To access and claim your rewards, visit MyCURewards in your mobile or online banking!

Don't have a mobile or online banking account? Register Now

To speak to a Rewards Representative, call Mastercard Rewards at 1-866-597-1575. 

Apple Pay, Google Pay and Samsung Pay Information

Our Mastercard Platinum Rewards Card is currently available with Apple Pay, Google Pay, and Samsung Pay. Visit this link for more information: 

Important Phone Numbers

During normal business hours, contact our Member Service Center at 901-321-1200 or Toll Free at 1-877-825-3180. After hours and on weekends, please call 1-866-820-3814. For lost or stolen cards, and disputes please call 1-866-820-3814. To set your personal PIN Number call 1-888-886-0083. 

A man hands over a coffee to a customer. Mastercard Shop Local 
Earn 5% cash back with your eligible Mastercard and support your community when you
shop local. 

How To Do a Balance Transfer

Are you carrying balances on high interest credit cards? Reach your 2022 goals by transferring your balances to your Memphis City Employees Credit Union Platinum Rewards Card today!