Enjoy the Difference with MCECU

Our Mastercard® Platinum Rewards Card is designed with your best interests in mind.

Benefits at-a-glance:

  • Worldwide acceptance at over 52 million places
  • No annual fee
  • Liability protection for unauthorized purchases (1)
  • Chip and Contactless Technology for secure, easy payments
  • Mastercard ID Theft Protection
  • Minimum payment of 2% or $20 whichever is greater
  • 25-day grace period on purchases
  • Access cash at over 100,000 ATMs worldwide
  • Convenient digital account management
  • Earn rewards on every purchase
(1) Certain restrictions apply. See Mastercard Zero Liability for details.  
 






Earn Rewards on Every Purchase! 

 
Who doesn't love rewards? With CU Rewards, every dollar you spend earns you a point. Redeem points for cash back, statement credit, gift cards, travel, merchandise, and more. Take advantage of our many reward options!
 


 
CU Rewards logo
 
 
  • Earn 1 point for every dollar spent
  • Transaction history online – view and track how your rewards are earned based on each transaction
  • Points earned expire after 60 months 
 
Rewards Options
  • Cash Back
  • Statement Credit
  • Merchandise: Select from thousands of items through our loyalty website
  • Travel options available in the program: Air, Hotel, Cruise, Rental Car
  • Gift Cards: Thousands of gift cards included in the Rewards catalog ranging in denominations of $25 - $500
 
Swipe. Earn. Redeem. Repeat. Start earning today with your MCECU Mastercard Platinum Rewards Card!


To access and claim your rewards, visit

MyCURewards in digital banking!

Don't have a Digital Banking account?

 Register Now

Woman using watch to make a payment at the store

Apple Pay, Google Pay and Samsung Pay 

Our Mastercard Platinum Rewards Card is currently available with Apple Pay, Google Pay, and Samsung Pay. Visit our Digital Payments page for more information.

Woman looking at her phone.

Balance Transfer through Digital Banking!

 
Have a high-interest credit card rate with another institution? Get approved for our Mastercard Platinum Rewards Card, then transfer your existing balance to us for a lower rate with no fee!


Important Phone Numbers
During normal business hours, contact our Member Service Center at 901-321-1200 or Toll Free at 877-825-3180. After hours and on weekends, please call 866-820-3814. For lost or stolen cards, and disputes please call 866-820-3814. To set your personal PIN Number call 888-886-0083.