Money Market Accounts
Looking for flexibility and higher earnings? Our Money Market Accounts give you both. Open an MCECU Money Market Account and enjoy accessibility with above-market returns. The more you save, the more you earn.
- Dividends credited monthly
- Unlimited transfers, with no transfer limits
- Free Digital Banking, including mobile deposit
- Free e-Statements
- No monthly maintenance fees
Regular MMA
- A $1,000* minimum deposit is required to open a Regular MCECU Money Market Account. Dividends are calculated daily and compounded monthly. Dividend rates are subject to change on a monthly basis.
*1.00% APY (Annual Percentage Yield) is accurate as of 7/1/2025 and subject to change monthly. A $1,000 minimum is required to open and to maintain account. Rates may change after account opening. Dividends are calculated daily and paid monthly.
Money Market Account is available for personal accounts only. Restrictions apply.
This account does not offer check-writing privileges or a debit card.
Premium MMA
- A $20,000* minimum deposit is required to open a Premium MCECU Money Market Account. Dividends are calculated daily and compounded monthly. Dividend rates are subject to change on a monthly basis.
*3.00% APY (Annual Percentage Yield) is accurate as of 4/1/2023 and subject to change monthly. A $20,000 minimum deposit is required to open and to maintain account. Rates may change after account opening. Dividends are calculated daily and paid monthly.
Premium Money Market is available for personal accounts only. Restrictions apply.
This account does not offer check-writing privileges or a debit card.
Contact us to open a Premium MMA
Contact our Member Service Center for more information at 901-321-1200 or toll-free 877-825-3180.
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