Text Messaging provides the personal
convenience that you want.
With text messaging, you can quickly ask questions about deposits, loans, payments, transfers and more - right from your mobile device. You'll receive reliable, real-time answers from real people, and you can even submit loan documents through text.
We all know it can be hard to take a phone call during a busy day, but responding to a text is usually much easier. At MCECU, our secure texting solution gives you a fast, convenient way to communicate with us and streamline any paperwork you may need to complete.
Safe and secure
When we text you, we will never ask you for your account number or social security number and, when you text us, we will verify your identity by using methods other than your account number/social security number.
TEXT 901-321-1200 and ask us a question!

Chat with us!
Our Online Chat Support connects you directly with the same knowledgeable member service staff you would speak with when calling our Member Service Center.
During business hours, you can chat with us using either audio or text. Simply click the chat bubble located at the bottom right corner of our homepage, or on your digital banking pages.
Give it a try - we look forward to assisting you!
Note: In order for the Chat Bubble Feature to function properly, make sure you are using one of the following browsers:
Google Chrome, Firefox, Microsoft Edge, Safari
Chrome, Firefox for Android
Mobile Safari for IOS/APPLE
