Check out our Share Account Rates:
| Account | Min. Balance | APR1 | APY2 |
|---|---|---|---|
| Regular Share Savings | $5 | 0.15-0.30% | 0.15-0.30% |
| Special Share Savings | None | 0.15-0.30% | 0.15-0.30% |
| Christmas Club | None | 0.15-0.30% | 0.15-0.30% |
| Share Draft/Checking | None | 0.05% | 0.05% |
| Money Market | $1,000 | 1.00 % | 1.00% |
| Premium Money Market | $20,000 | 2.96% | 3.00% |
| Accumulative IRA | None | 1.00% |
1.00%
|
| 6 Month CD | $1000 | 4.00% |
4.06%
|
| 12 Month CD | $1000 | 3.90% |
3.96%
|
| 24 Month CD | $1000 | 3.35% |
3.39%
|
| 30 Month CD | $1000 | 3.15% |
3.19%
|
| 36 Month CD | $1000 | 3.25% |
3.29%
|
| 42 Month CD | $1000 | 3.25% |
3.29%
|
1APR = Annual Percentage Rate.
2APY = Annual Percentage Yield. Rates are Effective July 1, 2025. Rates are subject to change without notice. Ask for complete details.
Penalty for Early Maturity of Certificate: 60 days penalty for early withdrawal of certificate. There is no difference in the penalty for an IRA or Regular Share Certificate. The penalty could be more than the accrued dividends and therefore come from the principle of the certificate.2APY = Annual Percentage Yield. Rates are Effective July 1, 2025. Rates are subject to change without notice. Ask for complete details.