Jolly Good Auto Rates!


1 APR = Annual Percentage Rate. 4.49% APR lowest available rate 60 months, 4.99% APR lowest available rate 72 months, 5.79% APR lowest available rate 84 months.All loans are subject to credit approval. Other restrictions apply.

4.49% APR1  60 Months
4.99% APR1  72 Months
5.79% APR1  84 Months






All I Want for Christmas!

 

Whether you are shopping for a new ride or refinancing an existing auto loan from another lender, our competitive rates help keep your monthly payments affordable so you can hit the road without stretching your budget! 

In addition to great rates, we offer flexible terms so you can get the payment you need to fit your budget. Apply now to get pre-approved to lock in your financing before you shop. Then, when you are at the dealership, you can relax, find your perfect car, and focus on getting the right car at the right price. 

Memphis City Employees Credit Union makes it easy to purchase a new car or refinance your existing car. With competitive rates and flexible payment options, we can tailor your loan to meet your individual needs.

Get pre-approved, lock in your rate for 30 days, and shop with confidence this holiday season. 

 

Apply today!

 


Thinking About a New Vehicle?

Whether you're upgrading to the latest model or purchasing your very first car, MCECU is here to help you drive with confidence. Our Auto Loan Program is designed to make financing simple, affordable, and stress-free.

Why choose an MCECU Auto Loan?

  1. Competitive low Fixed Rates
  2. Flexible Repayment Terms
  3. 100% Financing for both new and used vehicles
  4. No Application Fees
  5. Dedicated Loan Counselors to guide you every step of the way
  6. Affordable payment protection options
  7. GAP coverage for only $449
  8. Mechanical Warranty Options to keep you protected
  9. AUTOLINK tool to simplify your car search
  10. Black Book Tool to get auto values
Drive off with confidence- finance your next vehicle with MCECU today!












Apply using your mobile device, online or call
901-321-1200, press 3, then take option 1.


Apply Anytime 24/7


Application Process

  • Have your ID ready- A current driver's license or valid ID is required.
  • Submit your application - complete and send in for processing.
  • Get a call - A loan counselor will reach out to guide you through the next steps.
  • Close with Ease - Choose DOCUSIGN for a secure digital closing or schedule a convenient time and location.

*Applicants must be at least 18 years old.



Car Valuation Start
How Much is Your Car Worth?
 
Wondering about your trade-in or resale value?
 
With Black Book, you can:
  • Find current fair market prices
  • Get accurate Black Book values instantly
  • Make smarter decisions when buying, selling, or trading

Get Black Book Value Here