| Loan Type | APR1 |
|---|---|
| New Auto | 4.49% |
| Used Auto | 4.49% |
| Signature | 9.75% |
| Debt Consolidation Loan | 9.75% (minimum $7,500 - maximum $35,000) |
| Share - Secured | 3.00% over dividend rate earned on shares |
| Mastercard® Platinum Rewards Credit Card | 7.90% - 16.90% determined by credit worthiness |
| Motor Home New | 7.99% |
| Motor Home Used | 7.99% |
| Travel Trailer New | 7.99% |
| Travel Trailer Used | 7.99% |
| 4-Wheelers New | 7.99% |
| 4-Wheelers Used | 7.99% |
| Motorcycle New | 7.99% |
| Motorcycle Used | 7.99% |
| Boat New | 7.99% |
| Boat Used | 7.99% |
| Farm Equipment | Call credit union for rates |
| Share Term Certificate Secured | 3.00% Over dividend rate earned on certificate |
| Real Estate Loans | APR2 |
|---|---|
| Home Equity (LOC-15 yrs) 80% | 7.250% |
| 1st Mortgage 15-year balloon (30-year term) | 5.250% |
| 1st Mortgage 10-year balloon (30-year term) | 5.000% |
| 1st Mortgage (15-year term) | 5.250% |
1Loan rates vary - determined by each individual's credit worthiness and term of loan.
2Loan rates vary - determined by each individual's credit worthiness. Certain fees and conditions may apply to the real-estate loan types. For complete details please call Mortgage Department at (901) 321-1200. APR= Annual Percentage Rate. Rates are Effective September 29, 2025.
2Loan rates vary - determined by each individual's credit worthiness. Certain fees and conditions may apply to the real-estate loan types. For complete details please call Mortgage Department at (901) 321-1200. APR= Annual Percentage Rate. Rates are Effective September 29, 2025.
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