Debit Cards

Your MCECU Debit Card goes wherever life takes you. Make purchases, get cash back, and access ATMs worldwide- all with one card. With CO-OP network access and mobile wallet compatibility, your card is ready wherever you are- swipe, tap, or pay with your phone.

 

ATM Cards

Out of cash? Your ATM Card gives you easy access to your savings at ATMs nationwide. Even better, enjoy surcharge-free withdrawals at thousands of CO-OP locations.

 

ATM Network

Skip the fees- MCECU is proud to be part of the CO-OP Network! That means you can use your MCECU Debit Card or ATM Card at thousands of affiliated ATMs across the country, surcharge-free. Find a free ATM at any time using the CO-OP Locator (opens in a new window). Plus, we've got you covered locally with several MCECU-owned ATMs in the Memphis area:

  • Downtown (City Hall) - 125 N Main Street, Memphis, TN 38103
  • Downtown - 170 N Main St Memphis, TN 38103
  • Midtown - 2608 Avery Avenue, Memphis, TN 38112
  • Whitehaven - 4135 Elvis Presley Blvd, Memphis, TN 38116
  • East - 2678 Mt Moriah Terrace Cove, Memphis, TN 38115
  • 1-40 - and Whitten – 1900 Whitten Rd, Ste. 102, Memphis, TN 38133
  • Bartlett - 5751 Stage Road, Suite 102, Bartlett, TN 38134
  • Millington - 8039 US Highway 51 N, Millington, TN 38053
  • Winchester - 3617 Winchester Road, Memphis, TN 38118 



Lost or Stolen Debit/ATM Cards?

For lost or stolen ATM/Debit cards, please call 888-918-7879, or contact our Member Service Center at 901-321-1200 or toll-free 877-825-3180.
Damaged Debit/ATM Cards:

If your card is damaged or demagnetized, please contact our Member Service Center at 901-321-1200 or toll-free 877-825-3180.







Changing Your Personal Identification Number (PIN)

Need to activate your card or set a new PIN? Just call PIN NOW at 866-985-2273 and follow the prompts. Be sure your phone number is current with Memphis City Employees Credit Union- if it isn't, the system will direct you to contact us.