
Debt Protection, Credit Life, Disability, Terminal Illness, or Hospitalization Claim?
We are here to help!
In your time of need, our claims process is quick and easy. If you elected debt protection, credit life, or disability insurance on your loan, you can use this convenient claims process to quickly and easily file your claim.
Great news! We began offering Debt Protection on MCECU credit cards June 1, 2025. (You may add protection at any time, call us for details.)
To begin, please fill out a claim form at TruStage Claims.
If you prefer, call 844-707-4964 to begin the process and a TruStage Claims Specialist will guide you through the process.

Debt Protection with Life Plus
Your safeguard against the unexpected.
Do everything you can to take care of the ones you love.
TruStage is the marketing name for TruStage Financial Group, Inc., a mutual insurance holding company, its subsidiaries and affiliates. MEMBER'S CHOICE® credit life and credit disability insurance is
underwritten by CMFG Life Insurance Company.
