Alerts: Memphis City Employees Credit Union

 
December 8, 2025
 
MCECU WILL NEVER send a text to you unsolicited, asking for your account information. If ever in doubt, or receive a phone call that appears to be us, hang up and call us at 901-321-1200.
 
 

 

Consumer Alerts from the Federal Trade Commission

When Sharing your Info Online Leads to Unwanted and Unlawful Telemarketing Calls
 
By: BCP Staff

Date: September 30,2025
 
Do you get a lot of calls trying to sell you products or services you never asked for? Sometimes telemarketing calls are random. Other times, companies trick you into sharing your information so they can sell it to the telemarketers that call you (without your permission). If you’re on the Do Not Call Registry, these calls are illegal. So, how can you cut down on the number of unwanted telemarketing calls you get? 
 
This Medicare Open Enrollment Season, Learn How to Protect Yourself from Scams
 
By: BCP Staff
 
Date: September 30,2025
 
Every year, scammers get more active around Medicare Open Enrollment Period, trying to get your money, information, or both. As you consider your health coverage and prescription options during this period (October 15-December 7), learn to spot the scams.
 
Before You Donate, Find Out Where the Money is Going
 
By: BCP Staff
 
Date: September 25,2025
 
Would you donate to a cause if the fundraiser lied about how the money would be spent? Probably not. But that’s what the FTC says Kars-R-Us.com, Inc. (“Kars”) did when it collected vehicle donations on behalf of a supposed breast cancer charity. 
 
How to Spot a Job Scam
 
By: BCP Staff
 
Date: September 24,2025
 
Every day, people you know are seeing phony business opportunities, work-at-home scams, shady employment agencies, and scammy multi-level marketing schemes. Job seekers don’t have the time or resources to waste on fake opportunities, but there are some ways to spot these scams. Watch this video as FTC Chairman Andrew Ferguson explains. 
 
Get a Credit Freeze to Stop Identity Thieves
 
By: BCP Staff
 
Date: September 10,2025
 
Did someone steal your identity? Or are you looking for ways to help protect yourself from identity theft? A great place to start is freezing your credit. Here’s what to know.   
 
Five Ways to Help You Cut Down on Unwanted Calls
 
By: BCP Staff
 
Date: August 21,2025
 
If you feel like you get more than your share of unwanted calls, you’re not alone. To slow down these persistent calls — some of which lead straight to scams — take a few simple steps.
 



Resources

 

Avoiding SSA scams

Scammers stay busy trying to take advantage of people. Some scammers pretend to be from the Social Security Administration (SSA) and try to get your Social Security number or your money.
 
Here's what to know:
  • Do not trust caller ID. Scam calls may show up on caller ID as the Social Security Administration and look like the agency’s real number, but it’s not the SSA calling.
  • Your Social Security number is not about to be suspended. And your bank accounts are not about to be seized.
  • SSA will never call to threaten your benefits or tell you to wire money, send cash, or put money on gift cards. Anyone who tells you to do those things is a scammer. Every time.
  • Talk about it. If you’re getting these calls, chances are your friends and family are too. Please talk with them about it.
  • People who know about scams are much less likely to fall for them. So, by discussing them you are helping protect people you care for and people in your community.