Alerts: Memphis City Employees Credit Union
January 13, 2026
Our branches will be closed on Monday, January 19th, in observance of Martin Luther King Jr. Day.
Consumer Alerts from the Federal Trade Commission
Hang Up on Unexpected Calls Saying You Owe Back Taxes. Those Are Scams
By: BCP Staff
Date: January 15,2026
We’re seeing a big wave of reports about phone scams claiming you owe back taxes. But it’s not the IRS calling, it’s a scammer using a company name like “Tax Resolution Oversight Department.” If someone calls you out of the blue offering to help you fix a tax issue, hang up. Here’s how to spot the scam.
Looking to Fix Your Credit? An Illegal Credit Repair Scam isn't the Answer
By: BCP Staff
Date: December 29,2025
Need better credit to do things like get a loan, buy a car, or rent an apartment? There are things you can do, but don’t believe a credit repair company that promises to remove accurate and up-to-date information.
Help Kids Protect Their Devices
By: BCP Staff
Date: November 24,2025
Online safety starts with protecting your kids’ devices from hackers and scammers.
Here are some steps to keep kids safer while they’re on a phone, tablet, or laptop. Consider taking these steps on your kids’ behalf and, as they get older, teaching them how to secure their devices and build good online habits.
Use this Action Plan to Avoid Scams
By: BCP Staff
Date: November 18,2025
Scammers tell lots of different stories to try to get your money or personal information. They might lie and say you owe the government money. Or pretend to be your bank and say your account’s been hacked. They might claim someone in your family had an emergency or that your computer has a virus. Or they might tell a different lie.
When Sharing your Info Online Leads to Unwanted and Unlawful Telemarketing Calls
By: BCP Staff
Date: September 30,2025
Do you get a lot of calls trying to sell you products or services you never asked for? Sometimes telemarketing calls are random. Other times, companies trick you into sharing your information so they can sell it to the telemarketers that call you (without your permission). If you’re on the Do Not Call Registry, these calls are illegal. So, how can you cut down on the number of unwanted telemarketing calls you get?
How to Spot a Job Scam
By: BCP Staff
Date: September 24,2025
Every day, people you know are seeing phony business opportunities, work-at-home scams, shady employment agencies, and scammy multi-level marketing schemes. Job seekers don’t have the time or resources to waste on fake opportunities, but there are some ways to spot these scams. Watch this video as FTC Chairman Andrew Ferguson explains.
Resources
Avoiding SSA scams
Scammers stay busy trying to take advantage of people. Some scammers pretend to be from the Social Security Administration (SSA) and try to get your Social Security number or your money.
Here's what to know:
- Do not trust caller ID. Scam calls may show up on caller ID as the Social Security Administration and look like the agency’s real number, but it’s not the SSA calling.
- Your Social Security number is not about to be suspended. And your bank accounts are not about to be seized.
- SSA will never call to threaten your benefits or tell you to wire money, send cash, or put money on gift cards. Anyone who tells you to do those things is a scammer. Every time.
- Talk about it. If you’re getting these calls, chances are your friends and family are too. Please talk with them about it.
- People who know about scams are much less likely to fall for them. So, by discussing them you are helping protect people you care for and people in your community.
Check out this video for more information on social security scams.