Check Out Our NEW No-Credit Check Express Loan!*

 
MEMBERS ONLY
 
Loan Details
  • $1000 loan amount
  • 6-month term
  • APR 17.49%
  • Debt Protection options are available
  • No credit check to qualify
  • Loan will report to credit bureau
  • Available all year long!
 
Important Qualifications
  • $20 application fee - must be available in account at time application is processed.
  • Membership with MCECU of 1 year or more is required.
  • ACH Direct Deposit from one qualifying source totaling $500.01 or more, for more than 6 consecutive months is required.
  • Account cannot be negative at the time application is processed.
  • Member must not be in bankruptcy.
  • Member must not be delinquent on any MCECU loans at time application is processed.
  • MCECU Mastercard cannot be delinquent or overlimit at the time application is processed.
  • Member must not have any charged off accounts with MCECU.
  • Source of income cannot be unemployment benefits, deposits from person-to-person transfers (such as Venmo, CashApp, Paypal to name a few), external transfers, or tax refunds. Other deposit restrictions may apply.
  • May not have repossession on MCECU's repo lot.
  • May not have existing RBO loan.


*Applicant must meet all minimum requirements as set forth by MCECU. Other restrictions may apply.

IMPORTANT: Members only may apply for this loan. Apply in branch, by phone, or login to Digital Banking and apply through the "QuickApply" widget.