We offer a variety of products and services to help members of all ages save for the future. 

  • Join Memphis City Employees Credit Union by opening a Savings / Share Account with a minimum deposit of $5.
  • You never have to worry about a monthly service charge - we encourage you and your family members to save with us!
Dividends on savings accounts are calculated daily, paid and compounded quarterly. Rates are subject to change quarterly. If you want to keep a portion of your savings separate from your primary account, we also offer secondary savings accounts.

Deposits are insured by the National Credit Union Share Insurance Fund (NCUSIF). As a MCECU member, you do not pay directly for your share insurance protection. MCECU pays into the NCUSIF for you.

For more information about MCECU accounts, call 901-321-1200 or toll-free at 877-825-3180.

Open a Savings Account

 

 

Youth Accounts 


At the Memphis City Employees Credit Union, we want to be your family’s financial institution. Our children are our future.
What better way to teach a child to save than to open them an account with their credit union?

  • Open a savings account for your child with a $10 opening deposit, and we will deposit $10 too! Offer is for new children’s accounts ages 17 and under.*
  • Just like mom and dad’s accounts, we pay dividends on this account no matter what the balance is! You never have to worry about a monthly service charge either!
  • Dividends on savings accounts are calculated daily, paid and compounded quarterly. Rates are subject to change quarterly.

*Joint owner must be parent, grandparent, or guardian. (Joint owner must be a MCECU member. A copy of child’s social security card is required to open.)