The Memphis bridge during sunset.

The front of a car.


























Are you thinking about purchasing a vehicle?

Now thru December 31st, we have rates as low as: 

1.79% APR1 60 months

1.99% APR1 72 months

1APR = Annual Percentage Rate. 1.79% APR is the lowest rate available for 60 months. 1.99% APR is the lowest rate available for 72 months. All loans are subject to credit approval. Other restrictions apply. Offer expires December 31, 2021.
Get pre-approved for an auto loan today!
A piggy bank with a Christmas hat.

Special Holiday Loan!1

  • $500 and $1000 options
  • 6-month repayment terms
  • 14.99% Annual Percentage Rate
  • Payroll Deduction/Auto Transfer payment options
  • No application fees
  • Membership with MCECU of 1 year or more required
  • 6-months continuous verified employment required
  • Direct Deposit/Payroll Deduction MCECU relationship required
  • Must be in good standing with MCECU
    1No credit check for approval if applicant meets all minimum requirements as set forth by MCECU. Other restrictions may apply. Apply for your Holiday Loan today!
SINCE 1959

We Are People Helping People

A platinum Mastercard.

Mastercard Platinum Rewards Card

EARN REWARDS for each dollar spent!
Contactless Feature
No Annual Fee
Mastercard ID Theft Protection – Free to you!

Spend $1000 by December 31, 2021 and receive 10,000 Bonus Points!
(Cash advances and Balance Transfers DO NOT earn points.)

Don't have our card? APPly NOW

Get ready for your
Holiday Spending!
Set up text alerts on your Debit Card!
If you would like more information, give us a call at 901-321-1200 or CHAT with us during normal business hours.
A picture of the MCECU self-register page. New to Online Banking?
You can register for online banking yourself! Manage your MCECU accounts simply and securely. And, it takes only a few minutes to register.
 Spend $1,000, Earn 10,000 Bonus Points! 

A man laughs while holding a credit card.
Get 10,000 Bonus Points* for using your Mastercard Platinum Rewards Credit Card!
Do you like getting rewards? Of course, who doesn't? With CU Rewards, you can earn reward points every time you use your credit card. It's that simple. For every dollar you spend, you earn a point. If you earn enough points, you can redeem them for rewards like gift cards, merchandise, travel, and much more! Start getting rewards for using your card now.

*Terms and conditions. Spend $1,000 in purchases between September 1, 2021 and December 31, 2021 to earn 10,000 bonus points. Cash Advances and Balance Transfers do not earn points.
A man writes in a journal on his desk.

Planning for retirement has never been easier.