The Memphis bridge during sunset.

The front of a car.


























Are you thinking about purchasing a vehicle?

Now thru November 1st, we have rates as low as: 

1.79% APR1 60 months

1.99% APR1 72 months

1APR = Annual Percentage Rate. 1.79% APR is the lowest rate available for 60 months. 1.99% APR is the lowest rate available for 72 months. All loans are subject to credit approval. Other restrictions apply. Offer expires November 1, 2021.
Get pre-approved for an auto loan today!
A couple hug and look at their dream home from the street.

First Time Homebuyer's Program 

With LOW Rates and Down Payment assistance available!

*At MCECU, you will be working with Mortgage Professionals that have your best interest at heart.
They will help you customize a budget-friendly Mortgage Solution just for you! Yes! We do Mortgage Loans. 
NMLS# 712315 
SINCE 1959

We Are People Helping People

A platinum Mastercard.

Mastercard Platinum Rewards Card

EARN REWARDS for each dollar spent!
Contactless Feature
No Annual Fee
Mastercard ID Theft Protection – Free to you!

Spend $1000 by December 31, 2021 and receive 10,000 Bonus Points!
(Cash advances and Balance Transfers DO NOT earn points.)

Don't have our card? APPly NOW

A couple smiling inside their new home.Open The Door To Your Dream Home
CONTACT US today to learn more about purchasing or refinancing a home.       NMLS# 712315
A picture of the MCECU self-register page. New to Online Banking?
You can register for online banking yourself! Manage your MCECU accounts simply and securely. And, it takes only a few minutes to register.
 Spend $1,000, Earn 10,000 Bonus Points! 

A man laughs while holding a credit card.
Get 10,000 Bonus Points* for using your Mastercard Platinum Rewards Credit Card!
Do you like getting rewards? Of course, who doesn't? With CU Rewards, you can earn reward points every time you use your credit card. It's that simple. For every dollar you spend, you earn a point. If you earn enough points, you can redeem them for rewards like gift cards, merchandise, travel, and much more! Start getting rewards for using your card now.

*Terms and conditions. Spend $1,000 in purchases between September 1, 2021 and December 31, 2021 to earn 10,000 bonus points. Cash Advances and Balance Transfers do not earn points.
A man writes in a journal on his desk.

Planning for retirement has never been easier.