Grow your savings!

12 Month Term - 1.85% APR*, 1.86% APY**
24 Month Term - 1.95% APR*, 1.96% APY**
36 Month Term - 2.05% APR*, 2.07% APY**

Minimum $1000. *APR = Annual Percentage Rate. **APY = Annual Percentage Yield. Rates effective November 14, 2022.

Please contact us for details on the rates, terms, penalties, and conditions that may apply. Rates subject to change without notice.

Joining your credit union only takes a few minutes! See below for details.

*No credit check for approval if applicant meets all minimum requirements as set forth by MCECU. Other restrictions apply.

Ready to apply? Use our fast and secure Loan Application.

SINCE 1959

EARN REWARDS for each dollar spent!

Contactless Feature

No Annual Fee

Mastercard ID Theft Protection – Free to you!

Don't have our card? APPly NOW

Here's what you'll need to get started:

Your SSN
Your Driver's License or State ID
Your Contact information

Do you already have a MCECU login?

Log in and choose the Quick Apply Tab for a faster experience. We can prefill part of the application and provide access to your MCECU accounts.

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You can register for online banking yourself! Manage your MCECU accounts simply and securely. And, it takes only a few minutes to register.

We’ve revamped our MCECU Mobile Banking App. Check out our user friendly design and simple navigation flow.

Move quickly and conveniently using key features and services so you can bank anywhere, anytime.

App Stores.