The Memphis bridge during sunset.

The front of a car.

Are you thinking about purchasing a vehicle?

We have rates as low as: 

1.99% APR1 60 months

2.29% APR1 72 months

1APR = Annual Percentage Rate. 1.99% APR is the lowest rate available for 60 months. 2.29% APR is the lowest rate available for 72 months. All loans are subject to credit approval. Other restrictions apply. 
Get pre-approved for an auto loan today!
Parked cars lined up.


            BEST PRICE

                           WITH OUR CAR BUYING SERVICE

SINCE 1959

We Are People Helping People

A platinum Mastercard.

Mastercard Platinum Rewards Card

EARN REWARDS for each dollar spent!
Contactless Feature
No Annual Fee
Mastercard ID Theft Protection – Free to you!


Don't have our card? APPly NOW

Set up Text Alerts on your Debit Card!

If you would like more information, give us a call at 901-321-1200 or CHAT with us during normal business hours.

A picture of the MCECU self-register page.New to Online Banking?
You can register for online banking yourself! Manage your MCECU accounts simply and securely. And, it takes only a few minutes to register.
A bubble that says "Let's Talk".
Now you can request and start a conversation directly through chat! Our Online Chat Support connects you with the same excellent member service staff that you would speak with, if calling into our Member Service Center.

To start a Chat Session; simply click on the chat bubble at the bottom right corner of this webpage. (Please note that the chat bubble will only appear when Member Services is logged in to receive messages during regular business hours.) 

A man writes in a journal on his desk.

Planning for retirement has never been easier.