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Online Bill Pay

Save time and trouble, pay all your bills online with us!

Checking/ Share Draft

FREE Checking Account

There’s no need to pay for basic checking! Open your own Free Checking Account which features not minimum deposit and enjoy no minimum balance requirement or monthly service fees!* Plus, you’ll receive:

Interest earned on accounts with a minimum $1000 daily balance. Dividends compounded daily and paid monthly. Rates are subject to change without notice.

Ready to switch to MCECU’S Checking? We can help! Download an Easy Switch kit.


We all make mistakes. With CourtesyPay qualified* members can save money and avoid the embarrassment of returned checks, declined debit card purchases, and electronic funds transfers. CourtesyPay offers:

Ask a Member Service Representative for more information.

*Must be at least 18 years old and not past due on any Credit Union obligation. New Checking accounts opened 60 days or more may have a $500 Courtesy Pay limit including fees. Eligibility is at the discretion of the Credit Union. A request to “Opt-In” for Courtesy Pay will be required for Point of Sale (POS) or ATM debits. A $20 fee may be charged per Courtesy Pay occurrence. There is no limit to the total fees that can be charged per account. Repayment of overdraft balance and fees are payable upon demand. If payment is not made within 30 days, Courtesy Pay will be suspended. The fee may be imposed for overdrafts created by checks, ATM withdrawals, Debit card transactions or by other electronic means, as applicable.